Extended Description
Frederick William CHATER. Able Seaman, Tyneside Z/501 Royal Naval Volunteer Reserve on HMS Bayano.
Born 1 December 1884 to Frederick Arthur and Mary Ann Elizabeth Chater, nee Merifield of Sunderland. 1911 with his wife at the home of his parents at 2 Abingdon Street, Sunderland, occupation, mariner
The 18 September 1910 he married Sarah Dunn at St Gabriel’s Church, Sunderland. both residing at 114 Chester Road, Sunderland.
Killed 11 March 1915 aged 30 years as the result sinking of his ship en route to Liverpool for coaling
At 05.15 on 11 March 1915, the ship was attacked by the German submarine SM U-27 about 10 nmi (12 mi; 19 km) west of Corsewall Lighthouse, Corsewall Point, Galloway, Scotland. The captain and 194 crew all perished. His widow was informed of his death 15 March 1915. His body was recovered at Ballywalter County Down 27 March 1915. The Admiralty was informed by wire of the recovery by Coast Guard Bangor, County Down
At rest in Whitechurch Graveyard County Down Northern Ireland.

1921 his widow remarried to Robert Dixon at Sunderland and she remained at 114, Chester Road, Sunderland.

Notes from his Army record
He joined the General Service, 11th Reserve Cavalry 6 September 1914 as Private 22403 at Tidworth Barracks, Wiltshire, occupation mariner. Discharged at Tidworth 8 October 1914 after 35 days service as not likely to become an efficient soldier.

Enrolment Form into Royal Navy
He joined the Royal Naval Division (RND) at H.M.S. Victory 20 October 1914 to 28 November 1914.
29 November 1914 joined RNVR at H.M.S. Victory I as Ordinary Seaman 15 December 1914. Posted H.M.S. Excellent 16 December 1914 to the 17 December 1914. On H.M.S. Bayano 18th December 1914, promoted to Able Seaman 16 February 1915 to 11 March 1915.

Notes from his discharge record from the Royal Navy records

He joined the Royal Navy 20 October 1914, resided at 114 Chester Road, Sunderland County Durham, civilian occupation, slinger.
28 November 1914 drafted to Portsmouth.
11 March 1915 Lost in H.M.S. Bayano
24 March 1915. Service Certificate sent to Drafting Commander, Crystal Palace for notation of service, from thence to be forwarded to Portsmouth.
13March 1915 Cert returned completed from Portsmouth and forwarded to A.G.9.
6 July 1917. Wrote C.Palace for particulars of his first service in RND
19 July 1917 Recd: reply. Entered in 3rd Battalion A/438


His father was killed in action WW1.
Frederick Arthur CHATER. 1st Mate on S.S. Lady Ann (Sunderland) Killed by mine at sea 16 February 1917 aged 64 years. Son of William and Eleanor Frances Chater, husband of Mary Anne Elizabeth.
At rest in Dean Road Cemetery Scarborough, Yorkshire

The following extract credited to https://www.wrecksite.eu/wreck.aspx?65687
At 2.40 p.m. the LADY ANN was proceeding on a S by E course, with Scarborough bearing W by N at about 3 miles, when there was a terrific explosion. A survivor T. Collinson A. B. said that “The bridge was raised up in the air and the vessel’s bow broke off and fell into the water. There was no time to launch the boats and she sank immediately.”
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